Allen & Smith Insurance Agency In Waveland, MS

Trusted Since 1992

Thousands of people have been trusting Allen & Smith to protect their families, businesses, and assets since 1992. The professional and courteous staff of Allen & Smith Insurance represents the most competitive and reputable insurance carriers in the industry. As a full service agency in Waveland, Mississippi, we provide all lines of insurance and offer coverage through the industry’s top companies.

We attribute a majority of our growth to strong relationships with our clients and providers. Our Waveland team consists of talented professionals who are committed to exceeding your expectations by providing the highest level of professional service. Joe Allen, Mark Smith and the licensed agents of Allen & Smith Insurance strive to make buying insurance easy and pleasurable. Our combined experience and knowledge assure you the coverage you need at a competitive price.

It is the goal of our Waveland insurance agency to ensure that all of our clients fully understand the insurance options available to them. The professionals at Allen & Smith can guide you through the process of making sure you are compliant at the most affordable rate available. Contact us today at one of our convenient locations.

Meet The Waveland Insurance Agency Team

Professional headshot of Mark Smith, Insurance Agent at Allen & Smith Insurance Agency.

Mark Smith

Owner / Agent

  • Born in Vicksburg, MS
  • Eagle Scout
  • Graduate of Bay St. Louis High School
  • Associates Degree from Pearl River Junior College
  • Assistant Scout Master
  • BS Degree from University of Southern Mississippi
  • Licensed surplus lines agent and producer
  • Co-founder and Vice President of Allen & Smith Insurance Agency, Inc.
  • Independent Insurance Agents of MS


Professional headshot of Cale Merrill, Insurance Agent at Allen & Smith Insurance Agency.

Cale Merrill

Personal and Commercial Lines Agent

  • Born in Jackson, MS
  • Graduate of Gulfport High School
  • Graduate of Risk Management, Insurance and Financial Planning at Mississippi State University
  • Masters of Business Administration, William Carey College
  • Active member of Coast Young Professionals and Coast Chamber of Commerce
  • Licensed in Property & Casualty as well as Life & Health since 2010
  • Licensed in Surplus Lines
  • Began Insurance career in 2013


Professional headshot of Lynn Garrison, Agency Accounting for Allen & Smith Insurance Agency.

Lynn Garrison

Agency Accounting

  • Native of Gulfport MS
  • Graduate of St. John High School, Gulfport, MS
  • Retired City of Gulfport Water Dept. after 25 years of service
  • Licensed insurance producer since 2000
  • Allen & Smith Insurance since 2002
  • Notary Public