Home Insurance To Keep You Secure

At Allen & Smith Insurance Agency, we make sure we cover everything you may need for your home, mobile home, condominium or other property. Whether you are looking to insure your home or interested in bundling all of your insurance plans with your home, we have you covered at the lowest cost possible.

What We Cover

If you don’t see a type of home you are looking for below, please feel free to give us a call. We will be more than happy to discuss all of our options to get you the best plan at the best price.

Contact Our Gulfport Office Contact Our Waveland Office


Get the right insurance coverage for your home or choose to bundle all of your insurance needs in one place.

Find unique insurance that is right for your home.
Contact our staff at Allen & Smith Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your home insurance continually meets your needs. Call us at Allen & Smith Insurance.

Contact Our Gulfport Office Contact Our Waveland Office


Get the right insurance coverage for your mobile homes or choose to bundle all of your insurance needs in one place.

Find unique insurance that is right for your mobile home.
Contact our staff at Allen & Smith Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your mobile home insurance continually meets your needs. Call us at Allen & Smith Insurance.

Contact Our Gulfport Office Contact Our Waveland Office


Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Allen & Smith Insurance help you find the right amount of coverage to suit your insurance needs in South Mississippi. Call us today in Waveland at 228-467-1152 or in Gulfport at 228-868-9270.

South Mississippi – What you need to know about condo insurance
Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Allen & Smith Insurance can help you determine your coverage needs to make sure you’re properly covered. Call us at in Waveland at 228-467-1152 or in Gulfport at 228-868-9270 or online at info@allen-smith-ins.com.

Protect yourself and your guests.
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Extra coverage doesn’t have to cost a lot.
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Find unique insurance that is right for your condo.
Contact our staff at Allen & Smith Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at Allen & Smith Insurance.

Contact Our Gulfport Office Contact Our Waveland Office